I had a good life growing up, with a saver for a mom and successful entrepreneurs for a stepfather and grandpa. We were comfortably middle class. However, money was a taboo topic in our family. I learned the basics: work hard, save, avoid credit cards, and that money doesn’t grow on trees.
As an adult, I faced challenges right away and found myself in bankruptcy at 19—a significant lesson learned. Unsure who to turn to for advice, I applied for a secured credit card. Being cautious, I raised my credit score from 495 to 605 in only six months. Eager to learn about money, I earned my Associate of Applied Science in Accounting.
I worked directly under a solo CPA for a year and then joined a small family-owned financial advisory firm. I discovered a passion for helping small businesses connect with their customers. Driven by my desire to help others, I became an independent contractor focused on supporting small businesses.
Last year, when we were buying a home, our lender said, "You have an 812 credit score with NO DEBT—that’s unheard of!" It’s proof that you can truly achieve anything. Now, I want to share my 20 years of knowledge to help others fast-track their success. You can absolutely have it all!